Oakstem Insurance Agency

Your Trusted Risk Control Partner

From Enterprise Risk Management and Credit Risk Analysis to a complete insurance agency — Oakstem helps Kenyan businesses and families thrive with confidence.

Explore Services Insurance Solutions

Service Lines: 14+
Insurance Partners: 15+
Wide Coverage: Kenya

Trusted by

15+ Underwriters

What we do

Consulting Service Lines

Strategic, operational and financial expertise across 14 specialised practices.

Consumer & Market Research

Discover your target market and capture decisive customer insight.

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Enterprise Risk Management (ERM)

A firm-wide strategy to identify and prepare for hazards across finances, operations and objectives.

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Credit Risk Analysis & Management

Weigh the costs and benefits of credit risk to make informed lending and investing decisions.

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Debt Collection & Management

Recover what is owed while preserving customer relationships.

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Product Promotion & Branding

Build innovative, enduring and memorable brands for the fast-changing world.

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Real Estate Management

Property management systems and training to thrive in real estate.

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Coverage Pillars

Our 7 Insurance Pillars

Protection for every dimension of your life and business.

Featured

Motor Vehicle Insurance

Your vehicle is more than transportation. Our motor cover protects you with comprehensive and third-party options, plus rescue and excess waivers.

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Property Insurance

Flexible policies tailored to residential, commercial and industrial properties.

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Employee Insurance

Group programmes that protect employees and their families while supporting workplace wellness.

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Liability Insurance

Broad protection covering personal liability through to complex corporate exposures.

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Medical Insurance

Individual and group medical plans tailored to fit diverse healthcare needs.

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Savings Plan

Goal-oriented investment opportunities aligned with short and long-term goals.

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Retirement Benefits Plan

Plans for the self-employed, small businesses and individuals preparing for post-retirement life.

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Why Oakstem

Why Choose Oakstem

Decades of expertise, personalised service and technology-first delivery.

Trusted Expertise

Decades of combined experience in risk management and financial planning.

Personalized Service

Tailored solutions that align with your lifestyle and business needs.

Technology-Driven

Easy online account management, instant quotes and mobile accessibility.

Fast Claims Processing

Transparent and timely resolution of claims with minimal hassle.

Community Commitment

Active involvement in local initiatives focused on education, safety and sustainability.

Holistic Wellness

Programmes covering financial, mental, social, emotional and career wellness.

Trusted Partnerships

Our Insurance Partners

We work with the best underwriters in the region to negotiate the right cover for you.

CIC Insurance Group

Britam

UAP Insurance

APA Insurance

ICEA Lion Group

Prudential

Jubilee Insurance

Pioneer Insurance

Pacis Insurance

Madison Insurance

Heritage Insurance

Sanlam

The Monarch Insurance

Definite Assurance

GA Insurance

FAQ

Common Questions

A few things people ask when they first meet Oakstem.

Both. Oakstem Limited is a consulting and risk-management firm with 14+ practice areas. Oakstem Insurance Agency is its dedicated insurance subsidiary that compares cover from 15+ underwriters.

Our head office is in Ruiru, Kenya, with the insurance desk in Nairobi. We serve clients across Kenya — both in person and remotely.

Within one business day for online enquiries. Phone and WhatsApp during business hours typically receive a response within minutes.

Both. Our insurance, savings and retirement products are open to individuals and families; our consulting practice serves SMEs, corporates and the public sector.

Send us an enquiry through the contact form, call +254 724 636 015 (parent) or +254 717 966 970 (insurance), or message us on WhatsApp. An advisor will follow up the same day.

Take the next step

Ready to talk to an Oakstem advisor?

Get a no-obligation consultation. We respond within one business day.

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