Fire and Perils
Cover for loss or damage from fire, lightning, earthquake, riot & strike, malicious damage and more.
- ✓ Fire & lightning
- ✓ Earthquake & explosion
- ✓ Riot & strikes
- ✓ Malicious damage
Protect your home, business premises and contents.
Protect what matters most — your home or business premises. Oakstem's Property Insurance offers flexible policies tailored to residential, commercial and industrial properties.
If you recognise yourself in any of these, this is for you.
From the first call to the renewal letter, here's exactly what happens.
A 15-minute conversation to understand what you need to insure and why.
We pull comparable quotes from our 15+ partner insurers and present the trade-offs.
You pick the cover, we handle paperwork, payment scheduling and the certificate.
When something happens, you call us — not the insurer. We manage the claim end-to-end and re-shop the cover at renewal.
Risk does not announce itself. The right policy means an accident, illness or loss disrupts a few days of your life — not years of your finances.
Tailored protection within Property Insurance.
Cover for loss or damage from fire, lightning, earthquake, riot & strike, malicious damage and more.
Cover for buildings, contents inside and outside the home, house help and third-party liability.
Protection against loss or damage to property from theft involving forcible entry or exit.
Portable and electronic items covered against loss or damage anywhere.
Cover for money in transit and money in premises against robbery, theft and accidental loss.
Cover for contractors against risks during project execution.
Everything you wanted to know about Property Insurance.
Talk to a Oakstem advisor and get a tailored quote within 24 hours.