Property Insurance

Domestic Insurance

Cover for buildings, contents inside and outside the home, house help and third-party liability.

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Cover for buildings, contents inside and outside the home, house help and third-party liability.

Benefits

Building & contents
House staff cover
Third-party liability
Loss of household items

Get this cover

Speak to an Oakstem advisor and receive a tailored quote within 24 hours.

Request a Quote → +254 717 966 970

Trusted Underwriters

We compare quotes across 15+ leading insurance companies in Kenya to negotiate the right cover at the right price.

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Included

What this cover includes

Building & contents
House staff cover
Third-party liability
Loss of household items

Excluded

Typical exclusions

Pre-existing conditions or losses arising before the policy inception date
Wilful or fraudulent acts by the insured
War, nuclear risks and government action (subject to specific extensions)
Wear and tear, mechanical breakdown and gradual deterioration

Get ready

Documents we will need

National ID or KRA PIN of the proposer
Asset / insured-item details (registration, valuation, etc.)
Previous claims history if any
Any underwriter-specific declarations

FAQ

Frequently Asked

Quick answers about Domestic Insurance.

Most policies are issued within 24–48 hours of receipt of complete documentation and premium.

Many of our underwriters allow quarterly or monthly instalments for qualifying policies — we will confirm at quotation.

Notify Oakstem immediately on +254 717 966 970 or info@oaksteminsurance.co.ke. We will guide you through documentation and follow the claim through to settlement.

Other cover in this pillar

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Fire and Perils

Cover for loss or damage from fire, lightning, earthquake, riot & strike, malicious damage and more.

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Burglary Cover

Protection against loss or damage to property from theft involving forcible entry or exit.

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All Risk

Portable and electronic items covered against loss or damage anywhere.

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Money Insurance

Cover for money in transit and money in premises against robbery, theft and accidental loss.

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