Comprehensive Cover
Full protection against damage, theft and third-party liability.
- ✓ Own damage
- ✓ Theft
- ✓ Third-party liability
- ✓ Excess waiver options
Robust coverage for cars, motorcycles, fleets and specialty vehicles.
At Oakstem, we understand that your vehicle is more than just transportation — it's an essential part of your daily life. Our Motor Vehicle Insurance provides robust coverage options for cars, motorcycles, commercial fleets and specialty vehicles.
Our partnership with a large panel of insurance companies gives you access to specially negotiated rates for an enhanced cover that includes excess protector or excess waiver, courtesy car, political violence and terrorism, and road rescue.
If you recognise yourself in any of these, this is for you.
From the first call to the renewal letter, here's exactly what happens.
A 15-minute conversation to understand what you need to insure and why.
We pull comparable quotes from our 15+ partner insurers and present the trade-offs.
You pick the cover, we handle paperwork, payment scheduling and the certificate.
When something happens, you call us — not the insurer. We manage the claim end-to-end and re-shop the cover at renewal.
Risk does not announce itself. The right policy means an accident, illness or loss disrupts a few days of your life — not years of your finances.
Tailored protection within Motor Vehicle Insurance.
Full protection against damage, theft and third-party liability.
Statutory cover for damage or injury to third parties.
Everything you wanted to know about Motor Vehicle Insurance.
Talk to a Oakstem advisor and get a tailored quote within 24 hours.