Employee Insurance

Group Personal Accident (GPA)

Compensation for employees in the event of death, injury or disability from accidents.

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Compensation for employees in the event of death, injury or disability from accidents.

Benefits

Accidental death
Permanent disability
Temporary disability
Medical expenses

Get this cover

Speak to an Oakstem advisor and receive a tailored quote within 24 hours.

Request a Quote → +254 717 966 970

Trusted Underwriters

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Included

What this cover includes

Accidental death
Permanent disability
Temporary disability
Medical expenses

Excluded

Typical exclusions

Pre-existing conditions or losses arising before the policy inception date
Wilful or fraudulent acts by the insured
War, nuclear risks and government action (subject to specific extensions)
Wear and tear, mechanical breakdown and gradual deterioration

Get ready

Documents we will need

National ID or KRA PIN of the proposer
Asset / insured-item details (registration, valuation, etc.)
Previous claims history if any
Any underwriter-specific declarations

FAQ

Frequently Asked

Quick answers about Group Personal Accident (GPA).

Most policies are issued within 24–48 hours of receipt of complete documentation and premium.

Many of our underwriters allow quarterly or monthly instalments for qualifying policies — we will confirm at quotation.

Notify Oakstem immediately on +254 717 966 970 or info@oaksteminsurance.co.ke. We will guide you through documentation and follow the claim through to settlement.

Other cover in this pillar

View pillar →

Work Injury Benefits Acts (WIBA)

Cover for employees while on duty in the execution of the Insured's business.

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Last Expense / Funeral Cover

Stand-alone cover that pays an agreed lump sum on death of an insured employee.

Learn more →

Life Insurance

Protection against financial loss from the premature death of an insured person.

Learn more →

Group Life Cover

Life insurance taken by an employer that pays an agreed amount on death in service.

Learn more →

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