Retirement Benefits Plan

Annuities

Convert retirement savings into a steady income stream.

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Convert retirement savings into a steady income stream.

Benefits

Guaranteed income
Lifetime payout options
Spousal continuation

Get this cover

Speak to an Oakstem advisor and receive a tailored quote within 24 hours.

Request a Quote → +254 717 966 970

Trusted Underwriters

We compare quotes across 15+ leading insurance companies in Kenya to negotiate the right cover at the right price.

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Included

What this cover includes

Guaranteed income
Lifetime payout options
Spousal continuation

Excluded

Typical exclusions

Pre-existing conditions or losses arising before the policy inception date
Wilful or fraudulent acts by the insured
War, nuclear risks and government action (subject to specific extensions)
Wear and tear, mechanical breakdown and gradual deterioration

Get ready

Documents we will need

National ID or KRA PIN of the proposer
Asset / insured-item details (registration, valuation, etc.)
Previous claims history if any
Any underwriter-specific declarations

FAQ

Frequently Asked

Quick answers about Annuities.

Most policies are issued within 24–48 hours of receipt of complete documentation and premium.

Many of our underwriters allow quarterly or monthly instalments for qualifying policies — we will confirm at quotation.

Notify Oakstem immediately on +254 717 966 970 or info@oaksteminsurance.co.ke. We will guide you through documentation and follow the claim through to settlement.

Other cover in this pillar

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Individual Retirement Account

A personal pension to grow retirement savings on your own schedule.

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Group Pension Plan

Employer-sponsored pension scheme to attract and retain talent.

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Estate Planning & Legacy

Structure your estate so your wealth passes to the people and causes you care about.

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